Explanatory booklets
The following documents are for reference purposes and should be read in conjunction with the relevant addendum.
Yellow booklet
This booklet is for:
- employees who have not yet joined the Scheme
- employees who joined the Company before 6 April 2005 and joined the Scheme on or after 6 April 2006
- employees who joined the Company on or after 6 April 2005
Yellow booklet addendum
(April 2010)
Red booklet
This booklet is for employees who joined the Company between 1 October 2001 and 6 April 2005 and who joined the Scheme before 6 April 2006.
Red booklet addendum
(November 2004)
The red booklet should be read in conjunction with this addendum.
Pensions Future
(February 2005)
The red booklet should also be read in conjunction with the Pensions Future document, which provides a summary of changes to the RHM Pension Scheme effective from 6 September 2005.
Blue booklet
This booklet is for employees who joined the Company before 1 October 2001 and who joined the Scheme before 6 April 2006.
Blue booklet addendum
(November 2004)
The blue booklet should be read in conjunction with this addendum.
Pensions Future
(February 2005)
The blue booklet should also be read in conjunction with the Pensions Future document, which provides a summary of changes to the RHM Pension Scheme effective from 6 September 2005.






